What is Owner Financing? - Its EZ To Own

What is Owner Financing?

Owner financing means that when we agree to sell you a home, you will pay a one time down payment and then a monthly payment to us, instead of making payments to a bank. We’ll agree to a term to help you with your financing, until such time, you refinance the home with your own conventional bank loan. This term is negotiable, but is generally 3-5 years.

Our down payments typically range from $10K and up. And, your monthly payment will be slightly higher than a conventional bank loan.

So, What are the Benefits of Owner Financing?

Owner financing allows buyers to get into a home while experiencing one of the following conditions:

  • Bad Credit
  • No Credit
  • Started a New Business and don’t have enough financial history to qualify
  • Faster to Qualify and Get into a Home
  • Cheaper Closing – No bank fees or closing costs

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